Privacy Policy

Information we collect

We collect information you choose to provide, including your name, organization, email address, telephone number, newsletter preference, and the topic you want to discuss. We may also collect communications you send to us.

When permitted by your privacy choice, we collect limited technical and usage information such as pages viewed, device and browser type, approximate region, referral source, and performance measurements. We do not use this website to collect payment-card details, medical records, employee census files, claim documents, or Social Security numbers.

How we use information

We use information to respond to inquiries, route requests to an appropriate advisor, provide requested insurance or benefits services, maintain business records, improve the website, protect our systems, meet legal obligations, and send updates when you have expressly subscribed.

Submitting a website form does not bind, change, or cancel insurance coverage. Do not use a website form for urgent claims or coverage instructions.

How we share information

We may share information with service providers that support website hosting, security, analytics, communications, customer intake, and business operations. We may also share information when required by law, to protect rights or safety, or in connection with a business transaction.

When you ask us to pursue insurance or benefits services, information may be shared with insurers, administrators, and other parties as needed to evaluate or service that request. We do not sell personal information for money or use website information for cross-context behavioral advertising.

Cookies and analytics

Essential storage supports security, authorized staff access, and your privacy preference. Optional analytics is activated only after you accept it. You can decline optional analytics without losing access to the site and can reopen Privacy Choices from the footer at any time.

Retention and security

We retain information for as long as reasonably necessary for the purposes described here, including client service, recordkeeping, dispute resolution, security, and legal obligations. Retention periods vary by record type and applicable requirements.

We use administrative, technical, and physical safeguards designed to protect information. No internet transmission or storage system can be guaranteed completely secure.

Your choices and requests

You may request access to, correction of, or deletion of personal information, subject to applicable law and recordkeeping requirements. You may unsubscribe from marketing email using the link in the message or by contacting us. We may need to verify your identity before completing a request.

Children’s privacy

This website is intended for organizational decision-makers and is not directed to children under 13. We do not knowingly collect personal information from children through this website.

Changes to this policy

We may update this policy as our services, vendors, or legal obligations change. We will post the revised policy here and update the effective date.

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