How It Works
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Federal and state unemployment laws let many 501(c)(3)s opt out of state SUTA.
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Instead of paying ongoing tax, your organization reimburses only for actual claims paid.
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For nonprofits with stable staffing, this typically reduces unemployment costs by 25 to 45%.
Our Commitment
If our analysis does not identify meaningful savings opportunities, we will donate to your nonprofit organization for the time invested in the review.
Donation Qualifications
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Minimum of 15 employees
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Currently paying state unemployment tax
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Completed quoting process
Example Savings
Traditional State Unemployment Tax
Reimbursement Alternative
Estimated Annual Savings
$38,000/yr
$22,000 to $28,000/yr
$10,000 to $16000 +
Every nonprofit's actual savings depend on staffing and claims history.
UNEMPLOYMENT

Why S. Wolf
Nonprofit-only practice. We work with 501(c)(3) organizations exclusively, so we understand the eligibility rules and the structure.
Free, no-risk analysis. If we don't find savings, you don't pay. We donate to your organization instead.
Long-term claims oversight. Reimbursement structures benefit from active claims management. We provide it.

Frequently Asked Questions
Yes. Federal and state unemployment laws permit many 501(c)(3) organizations to elect reimbursement-based unemployment structures.
No. Eligibility depends on staffing stability, claims history, and organizational structure.
No. It is an alternative unemployment funding structure available to qualifying nonprofit organizations.
We donate to your organization, provided the donation qualifications above are met.
